Car Finance

RH cars & Commercials Limited t/a RH Car Sales is authorised and regulated by the Financial Conduct Authority. Permitted activities include acting as a credit broker not a lender FCA no: 1016965

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18 or over, Guarantees may be required.
Lending decisions are typically fast with easy to sign process from Close Brothers Motor Finance means you are able to drive away the same day. We also work with other lenders should you feel it necessary or should your application not be successful.
 
There are 3 main Car finance products that we can offer:-
Hire Purchase, Conditional Sale and PCP  which are the most popular methods of funding vehicles and are typically short-term loans ranging from 12 - 60 months.
This gives you the freedom to change your car every few years. 
 
For further information on the available finance products watch our video provided by Close Brothers Motor Finance below.
If your loan application is approved you can then pay a deposit and arrange a convenient time to collect your new car.
We’ll sort the rest.
The interest on your finance agreement is set at a fixed rate, which won't change during the life of the agreement.
This means you can spread the cost of your car and manage your budget over the course of the agreement., So when you’re thinking about buying your next vehicle, why not consider dealer partner finance?

We can introduce you to a limited number of finance providers and do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18 or over, guarantees may be required.


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FINANCIAL DISCLOSURE
RH Cars is registered in England and Wales. RH Cars is authorised and regulated by the Financial Conduct Authority, under FCA number: 1016965. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.

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